arpFi
Instant 24×7 Bank Funds Settlement
Move bank funds at the speed of stablecoins without leaving the banking system.
More info: engage@warpfihq.com
Overview
WarpFi is an interbank network enabling instant, 24×7 settlement between counterparties using funds that stay in the banking system and maintain FDIC insurance, etc.
All funds and transfers remain in the banking with no reliance on stablecoins or offshore issuers.
How It Works
Open a Bank Account
Each participant holds a standard bank account under normal KYC/AML review.
Bank Issues Digital Liabilities
The bank records digital balances fully backed by deposits in reserve.
Transfer Instantly — 24×7
Funds can be sent instantly 24x7 between counterparties for immediate credit to the corresponding bank account, with atomic settlement and no SWIFT, wire, or ACH delays.
Bank-Issued and Insured
All funds remain within regulated banking systems and retain applicable deposit protections such as FDIC in the U.S.
Why It Matters
24×7 Funds Settlement
Move funds instantly 24x7 between counterparties.
Regulated & Auditable
Deposits are held at banks, providing full regulatory alignment and auditability.
Capital Efficiency
Enable continuous intraday settlement to free trapped balances and reduce counterparty risk.
Multi-Bank Network
WarpFi's connects global banks, creating a federated, real-time funds settlement network that scales globally.
Built for Institutional Finance
- Exchanges & brokers needing 24×7 U.S. funds settlement
- OTC desks & market makers managing rolling exposure
- Custodians, lenders, and stablecoin issuers requiring compliant, programmable settlement
The Future of Money Is On-Chain and Inside the Bank
WarpFi — real money, real time.
More info: engage@warpfihq.com